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California Loan Modification Experts
If your home is in foreclosure or you are faced with a financial hardship Trinity's California Loan Modification experts, based in the San Francisco Bay Area, can help you avoid foreclosures and retain ownership of your home. Each financial hardship is different and our loan modification consultants not only treat each client on a case by case basis, but also have a deep understanding of the California real estate market and California mortgage financing options. Trinity has decades of experience in mortgage financing, along with access to a large variety of home loan products and the latest loan modification information effecting California residents. Our staff is trained in advanced negotiation techniques and has extensive first hand experience negotiating mortgage loan modifications with California lenders. You will be considered and presented with the most suitable methods of loss mitigation including: Loan Modification, Hope For Homeowners via Hud (U.S. Government Housing and Urban Development dept.), Short Pay Refinance, Short Sale, deed-in-lieu, Special Forbearance and lastly Chapter 7 or Chapter 13 Bankruptcy. We offer a FREE consultation with no strings attached where we will present you with the options our financial and mortgage loan modification experts believe will best suite your individual financial hardship and help you in the foreclosure prevention
Call: 866-606-7279 for a FREE consultation today!
What will a Mortgage Loan Modification do for me?
A California loan modification can help you avoid foreclosure and retain ownership of your house through one or more of these loan mod techniques.
- Lower your monthly mortgage payments
- Lower the interest rate on one or more of your home loans
- Modify your adjustable interest rate whether it has or will reset in the future
- Reduce the balance of your mortgage loan
- Waive delinquency fees
- Waive accrued interest
- Waive late fees and penalties
- Modify the terms of your loan through extensions
- Re-amortize the loan
The bottom line is we can help you SAVE your HOME, preserve your credit and prevent foreclosure.
Contact us Toll Free Today for a FREE consultation: 866-606-7279
Mortgage Loan Modification & Loss Mitigation
What is a Loan modification?
Loan Modification is a process of applying and negotiating with the Lender on behalf of the borrower(s). Such negotiations are most effectively conducted by a professional because they know the Lender and their tolerance for cash flow and different loan modification techniques such as interest rate reduction, loan balance reduction, loan term increase, short payment refinance, bankruptcy as a form of asset protection or a strategy to negotiate.
What is loss mitigation?
Loss Mitigation is a general term for techniques used to help an individual or a family reduce, avoid, and alleviate financial hardship. The techniques, which in our case apply to mortgage loans, are outlined here (this will be a link). The first step of loss mitigation is to analyze your particular financial hardship and to state it clearly. The next step of loss mitigation is to determine which option will be the most realistic when considering the amount of time you have and your financial position. These first two steps in the loss mitigation process are offered to you at no cost by Trinity Loan Modification. Once we have evaluated your financial hardship we will present you with one or more loss mitigation options that we believe well help you efficiently reduce your losses, prevent foreclosure, and protect your home.
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